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Renovating in Wallonia? Support is now a loan (Rénopack or Rénoprêt), not a grant

Since 1 October 2026 Walloon renovation support takes the form of loans from the SWCS or the FLW, for homes with a low PEB label. The old primes Habitation closed on 30 September 2026, and the new procedures are still being finalised.

Wallonia · Subject to change

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Help & subsidiesLevel 4 · RenovationCost: €2,500–25,000Weeks or monthsUnder review

Wallonia changed its renovation support on 1 October 2026. The primes Habitation (the Walloon renovation grants) are closed: every application, final invoice included, had to be in by 30 September 2026. Support now comes as a loan, and only for homes that perform poorly: a home with PEB label G or F has to reach at least D after the works, and a home with label E at least C. A home already at D or better is outside the scheme, though an exception is possible when the target is truly out of reach for technical, functional or economic reasons.

There are two loans. The Rénopack (an interest-free loan of which part does not have to be repaid) is for households in the lower income categories who own the home and live in it. The Rénoprêt (a loan at zero or a reduced rate) is for households with higher incomes, and landlords and co-ownership associations can apply for it too. A co-owner can finance works in their own flat. The loans are granted by the SWCS (Société wallonne du Crédit social, the regional social lender) and, for households with more than two dependent children, by the FLW (Fonds du Logement de Wallonie). You first need a recent audit logement, and works must not start before the loan contract is signed.

The scheme is new and not everything is settled. The SWCS says the application procedures are still being finalised and expects the scheme to be fully running in early 2027; until then you can prepare the audit, quotes, any permits and your income documents. Appeals against the 2025 grant reform are also still pending before the Conseil d'État, and the government adjusted the transitional rules for some older projects on 24 September 2026. Check the official pages, or ask a Guichet Énergie, before you sign anything.

This does not apply in the nine German-speaking municipalities, where the German-speaking Community runs its own premiums and renovation loan; see ostbelgienlive.be.

Details

ImpactIndirect · This saves no energy by itself: it is a rule, a service, a contract, or a health or safety item. How we rate impact
Estimated savingFinancing for works; the saving depends on the works, and the official pages give no figure. (confidence: low)
Who actsYou (owner)
Needs landlord's agreementNo
TypeExisting service

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Sources

  1. Rénovation énergétique : le nouveau régime de soutien entre en vigueur le 1er octobre (in French) · Wallonie.be (Service public de Wallonie) (official source) · checked on
    Backs: new regime in force on 1 October 2026; support as loans for homes with a poor PEB label (G or F to at least D, E to at least C, derogation possible); Rénopack with a part not to be repaid for income categories C1 to C3 living in the home; Rénoprêt for category C4, landlords and co-ownership associations; individual co-owners for their own flat; recent audit required; SWCS, FLW and Guichets Énergie among the services
    Where: news of 17 July 2026, updated 25 September 2026; parts on the loans, eligible homes, applicants, the audit and the support services
  2. Bénéficier du financement de vos travaux de rénovation (in French) · Wallonie.be (Service public de Wallonie) (official source) · checked on
    Backs: regime deeply reformed on 1 October 2026 with new conditions; SWCS offers Rénopack and Rénoprêt; households with more than two dependent children go to the FLW; contact details of SWCS and FLW
    Where: démarche n° 2525, sections 'En bref' and 'En détail', and the 'Contacts' block
  3. Nouveau régime d'aides à la rénovation : êtes-vous concerné ? (in French) · Société wallonne du Crédit social (SWCS) (official source) · checked on
    Backs: homes rated D or better are outside the scheme; audit logement required; Rénoprêt for landlords and co-ownership associations; works may not start before the credit contract is signed; procedures still being finalised, scheme expected fully operational in early 2027; pre-registration gives no rights
    Where: news of 30 September 2026, parts on eligibility, the audit, the two formulas and the current status
  4. Obtenir une prime pour son habitation (à partir du 14 février 2025) (in French) · Wallonie.be (Service public de Wallonie) (official source) · checked on
    Backs: every primes Habitation application, including the final invoice, had to be filed by 30 September 2026; the primes Habitation did not apply in the German-speaking Community, which has its own scheme
    Where: banner at the top and the part on the German-speaking Community
  5. Primes à la rénovation : analyse des recours introduits auprès du Conseil d'État (in French) · SPW Énergie (Service public de Wallonie) (official source) · checked on
    Backs: appeals against the 2025 reform are pending before the Conseil d'État, with a ruling expected in the following months; the rules stay in force meanwhile
    Where: news of 5 June 2026, full text
  6. Primes à la rénovation : nouvelles mesures transitoires (in French) · Wallonie.be (Service public de Wallonie) (official source) · checked on
    Backs: on 24 September 2026 the government changed the conditions for some people who started a project before 14 February 2025, after the Conseil d'État auditor's opinion
    Where: news of 25 September 2026, full text
  7. Energieprämien: Prämiensystem für energetische Umbaumaßnahmen (in German) · Ministerium der Deutschsprachigen Gemeinschaft Belgiens (official source) · checked on
    Backs: the German-speaking Community has been responsible for housing and energy in its nine municipalities since 2020 and has its own premiums and zero-interest renovation loan
    Where: introduction

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